BU HABERIN KAP `IN SITESINDEKI ORJINAL HALI VE EKLI DOSYALARINI GOREBILMEK ICIN ASAGIDAKI LINK`I TIKLAYINIZ!
HTTP://WWW.KAP.GOV.TR/YAY/BILDIRIM/BILDIRIM.ASPX?ID=465384

KAP : TURKIYE HALK BANKASI A.S. / HALKB [] HABER VE SOYLENTILERE ILISKIN ACIKLAMA 03.09.2015 19:27:38

HABER VE SOYLENTILERE ILISKIN ACIKLAMA
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ORTAKLIGIN ADRESI : BARBAROS MAH. SEBBOY SOK. NO:4 ATASEHIR/ISTANBUL
TELEFON VE FAKS NUMARASI : 0216 503 7070 - 0212 340 9399
E-POSTA ADRESI : HALKBANK.IR@HALKBANK.COM.TR
ORTAKLIGIN YATIRIMCI/PAY SAHIPLERI ILE ILISKILER BIRIMININ TELEFON VE FAKS NUMARASI : 0312 289 3001 - 0312 289 3048
YAPILAN ACIKLAMA GUNCELLEME MI? : HAYIR
YAPILAN ACIKLAMA DUZELTME MI? : HAYIR
YAPILAN ACIKLAMA ERTELENMIS BIR ACIKLAMA MI? : HAYIR
KONUYA ILISKIN DAHA ONCE YAPILAN OZEL DURUM ACIKLAMASININ TARIHI : -
OZET BILGI : BASINDA YER ALAN HABERLER HAKKINDA


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GUNLUK BIR GAZETENIN 03.09.2015 TARIHLI NUSHASINDA;

KAMU BANKALARININ IMKANLARININ COK USTUNDE VE RISKLI KREDILER KULLANDIRDIGI, SORUNLU KREDILERINE YETERINCE KARSILIK AYIRMADIGI VE BU SEKILDE SERMAYE YETERLILIKLERINE YANSITILMADIGI IDDIA EDILMEKTEDIR.

HALKA ACIK BIR BANKA OLAN BANKAMIZIN, BAGIMSIZ DENETIM VE BDDK DENETIMINDEN GECEREK KAMUYA ACIKLADIGI VERILERDEN DE GORULECEGI UZERE, 2014 YIL SONUNA GORE 30 HAZIRAN 2015 DONEMI NAKDI KREDI ARTIS ORANI %16, SEKTORUN ARTIS ORANI %12,7 OLUP, ARTIS ORANLARI ACISINDAN PARALEL BIR SEYIR IZLENDIGI GORULMEKTEDIR. AYRICA NAKDI KREDI ARTISLARINDA YAKLASIK %3 DUZEYINDEKI KUR YUKSELISLERININ DE ETKISI OLDUGU DIKKATE ALINMALIDIR.

BANKAMIZIN 2014 YIL SONUNA GORE 30 HAZIRAN 2015 DONEMI TAKIPTEKI KREDI ARTIS ORANI %1,9, SEKTORUN TAKIPTEKI ARTIS ORANI, BELIRGIN BIR FARKLA VE OZEL SERMAYELI BANKALARIN VARLIK YONETIM SIRKETLERINE TAKIPTEKI KREDILERINI SATMALARINA VEYA AKTIFLERINDEN SILMELERINE, KAMU SERMAYELI BANKALARIN ISE BU SATISLARI YAPMAMALARINA RAGMEN, %14,1 OLARAK GERCEKLESMISTIR.

BANKAMIZIN 2014 YIL SONUNA GORE 30 HAZIRAN 2015 DONEMI OZEL KARSILIKLAR/TAKIPTEKI KREDILER RASYOSU, %65,25`TEN %76,05 DUZEYINE, %10,8 ORANINDA ARTARKEN, SEKTORUN OZEL KARSILIKLAR/TAKIPTEKI KREDILER RASYOSU, %73,88`DEN %74,47 DUZEYINE, SADECE %0,59 ORANINDA ARTMISTIR. GORULECEGI UZERE BANKAMIZ, SEKTORE GORE TAKIPTEKI KREDILERINE DAHA FAZLA OZEL KARSILIK AYIRMAKTADIR.

BU ITIBARLA; BU ASILSIZ HABER VE YORUMLARA ITIBAR EDILMEMESINI, BANKAMIZCA GEREKLI DEGERLENDIRMELER YAPILDIKTAN SONRA GEREKLI HUKUKI BASVURULARDA BULUNULACAGINI PAYDASLARIMIZIN BILGILERINE SUNARIZ.

ACIKLAMANIN INGILIZCE VERSIYONUNA ASAGIDA YER VERILMEKTEDIR./ ENGLISH VERSION OF THE DISCLOSURE IS STATED BELOW.

IT HAS BEEN ALLEGED IN THE ISSUE OF A DAILY NEWSPAPER DATED 03.09.2015 THAT THE STATE BANKS HAVE MADE AVAILABLE RISKY LOANS WHICH ARE BEYOND THEIR CAPABILITIES AND HAVE NOT ALLOCATED SUFFICIENT PROVISIONS FOR THEIR NON-PERFORMING LOANS, THUS NOT HAVE BEEN REFLECTED TO THEIR CAPITAL ADEQUACY RATIOS.

AS PER OUR LISTED BANK`S PUBLICLY RELEASED FINANCIALS AS OF 30 JUNE 2015, SUBJECT TO BOTH, THE INDEPENDENT AUDITORS` AND THE BRSA`S AUDITS, OUR BANK`S CASH LOAN GROWTH STOOD AT 16.0 % YEAR TO DATE, WHICH IS IN LINE WITH THE SECTOR AVERAGE OF 12.7%. 3% OF FX RATE IMPACT ON THE CASH LOAN INCREASE HAS TO BE TAKEN INTO ACCOUNT.

THE INCREASE IN OUR BANK`S NON-PERFORMING LOANS AS OF 30 JUNE 2015, IN COMPARISON WITH 2014 YEAR-END RESULTS, STOOD AT AN OBVIOUS LOW OF 1.9% WHEREAS THE SECTOR AVERAGE WAS 14.1% DESPITE THE WRITE-OFFS OR SELL-OFFS BY THE PRIVATE BANKS WHEREAS THE STATE-OWNED BANKS DO NOT MAKE SUCH SELL-OFFS.

WHILE OUR BANK`S SPECIFIC PROVISIONS/NPL RATIO INCREASED BY 10.8% (FROM 65.25% UP TO 76.05%) AS OF 30 JUNE 2015, IN COMPARISON WITH 2014 YEAR-END RESULTS, THE AVERAGE FOR THE INCREASE OF THE SECTOR STOOD ONLY AT 0.59% (FROM 73.88% UP TO 74.47%). THIS PROVES THAT OUR BANK SETS ASIDE MORE SPECIFIC PROVISIONS FOR ITS NPL`S COMPARED TO THE SECTOR.

AS A CONCLUSION; WE HEREBY REQUEST OUR STAKEHOLDERS NOT TO PAY ATTENTION TO SUCH GROUNDLESS NEWS AND COMMENTS AND INFORM THAT OUR BANK WILL TAKE THE NECESSARY LEGAL ACTIONS AFTER MAKING THE NECESSARY EVALUATIONS.

IN CASE OF ANY CONTRADICTION BETWEEN THE TURKISH AND ENGLISH VERSIONS OF THIS PUBLIC DISCLOSURE, THE TURKISH VERSION SHALL PREVAIL.

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