MOODY`S, 11 TURK BANKASINA ILISKIN NOT DEGISIKLIKLERI YAPTIGINI ACIKLADI.
KREDI DERECELENDIRME KURULUSU BU DERECELENDIRME HAREKETININ BAZI KURUMLARIN
TEK BASINA AYAKTA KALMA GUCU UZERINDEKI BASKILAR VE SISTEMIK DESTEK
SEVIYELERINE ILISKIN DEGERLENDIRMESINE DAYANDIGINI BELIRTTI.

MOODY`S`IN, BFSR, UZUN VE KISA VADELI MEVDUAT/BORCLANMA NOTLARINDA DEGISIKLIK
YAPTIGI BANKALAR SUNLAR:

AKBANK TAS

ASYA KATILIM BANKASI A.S.

DENIZBANK A.S.

SEKERBANK T.A.S.

T.C. ZIRAAT BANKASI AS

TURK EKONOMI BANKASI AS

TURKIYE GARANTI BANKASI AS (GARANTI)

TURKIYE HALK BANKASI A.S. (HALK BANK)

TURKIYE IS BANKASI AS (ISBANK)

TURKIYE VAKIFLAR BANKASI TAO (VAKIFBANK)

YAPI VE KREDI BANKASI AS (YAPIKREDI)


MOODY`S DERECELENDIRME DEGISIKLIKLERI SOYLE:

--- AKBANK TAS
BFSR D+ OLARAK TEYIT EDILDI
BCA BAA3`DEN BA17E INDIRILDI
LONG- AND SHORT-TERM LC DEPOSIT RATINGS DOWNGRADED TO BAA3/PRIME-3 FROM BAA2/PRIME-2
LONG- AND SHORT-TERM FC DEPOSIT RATINGS CONFIRMED AT BAA3/PRIME-3
LC AND FC SENIOR DEBT RATING DOWNGRADED TO BAA3 FROM BAA2

--- ASYA KATILIM BANKASI A.S. (BANK ASYA)
BFSR LOWERED TO D- FROM D
BCA LOWERED TO BA3 FROM BA2
LONG-TERM LC AND FC DEPOSIT RATINGS DOWNGRADED TO BA2 FROM BA1
FC SUBORDINATED DEBT RATING (ISSUED UNDER ASYA SUKUK COMPANY LIMITED) DOWNGRADED TO B1 FROM BA3
NSR DOWNGRADED TO A3.TR/TR-2 FROM A2.TR/TR-1
THE LC AND FC DEPOSIT RATINGS CARRY A NEGATIVE OUTLOOK,

--- DENIZBANK A.S.
BFSR LOWERED TO D- FROM D+
BCA LOWERED TO BA3 FROM BA1
LONG AND SHORT-TERM LC AND FC DEPOSIT RATINGS TO BA1/NOT-PRIME FROM BAA3/PRIME-3
THE OUTLOOK ON ALL THE RATINGS IS STABLE.

--- SEKERBANK T.A.S.
BFSR LOWERED TO D- FROM D
BCA LOWERED TO BA3 FROM BA2
LONG-TERM LC AND FC DEPOSIT RATINGS DOWNGRADED TO BA2 FROM BA1
NSR DOWNGRADED TO A3.TR/TR-2 FROM A2.TR/TR-1
THE OUTLOOK ON ALL THE RATINGS IS NEGATIVE.

--- T.C. ZIRAAT BANKASI AS (ZIRAAT)
BFSR CONFIRMED AT D+
BCA MAINTAINED AT BA1
LONG AND SHORT-TERM LC DEPOSIT RATINGS DOWNGRADED TO BAA3/PRIME-3 FROM BAA2/PRIME-2
LONG AND SHORT-TERM FC DEPOSIT RATINGS CONFIRMED AT BAA3/PRIME-3
THE OUTLOOK ON ALL THE RATINGS IS NEGATIVE.
THE DOWNGRADE OF THE LC DEPOSIT RATINGS REFLECTS

--- TURK EKONOMI BANKASI AS
BFSR LOWERED TO D FROM D+
BCA LOWERED TO BA2 FROM BA1
LONG AND SHORT-TERM LC AND FC DEPOSIT RATINGS CONFIRMED AT BAA3/PRIME-3
THE OUTLOOK ON FC DEPOSIT RATING IS NEGATIVE AND ON REMAINING RATINGS IS STABLE.
THE CONFIRMATION OF THE LC AND FC DEPOSIT RATINGS REFLECTS MOODY`S ASSESSMENT OF

--- TURKIYE GARANTI BANKASI AS (GARANTI)
BFSR AFFIRMED AT D+
BCA LOWERED TO BA1 FROM BAA3
LONG AND SHORT-TERM LC DEPOSIT RATINGS DOWNGRADED TO BAA3/PRIME-3 FROM BAA2/PRIME-2
LONG AND SHORT-TERM FC DEPOSIT RATINGS CONFIRMED AT BAA3/PRIME-3
LC AND FC SENIOR DEBT RATINGS DOWNGRADED TO BAA3 FROM BAA2
LONG-TERM NSR DOWNGRADED TO AA3.TR FROM AA2.TR, SHORT-TERM NSR CONFIRMED AT TR-1

--- TURKIYE HALK BANKASI A.S. (HALK BANK)
BFSR AFFIRMED AT D+
BCA LOWERED TO BA1 FROM BAA3
LONG- AND SHORT-TERM LC DEPOSIT RATINGS DOWNGRADED TO BAA3/PRIME-3 FROM BAA2/PRIME-2
LONG- AND SHORT-TERM FC DEPOSIT RATINGS CONFIRMED AT BAA3/PRIME-3
FC SENIOR DEBT RATING DOWNGRADED TO BAA3 FROM BAA2
THE DEPOSIT AND SENIOR DEBT RATINGS

--- TURKIYE IS BANKASI AS (ISBANK)
BFSR AFFIRMED AT D+
BCA LOWERED TO BA1 FROM BAA3
LONG AND SHORT-TERM LC DEPOSIT RATINGS DOWNGRADED TO BAA3/PRIME-3 FROM BAA2/PRIME-2
LONG AND SHORT-TERM FC DEPOSITS RATINGS CONFIRMED AT BAA3/PRIME-3
FC SENIOR DEBT RATING DOWNGRADED TO BAA3 FROM BAA2
FC SUBORDINATED DEBT RATING DOWNGRADED TO BA2 FROM BA1

--- TURKIYE VAKIFLAR BANKASI TAO (VAKIFBANK)
BFSR CONFIRMED AT D+
BCA MAINTAINED AT BA1
LONG AND SHORT-TERM LC DEPOSIT RATINGS DOWNGRADED TO BAA3/PRIME-3 FROM BAA2/PRIME-2
LONG AND SHORT-TERM FC DEPOSIT RATINGS CONFIRMED AT BAA3/PRIME-3
FC SENIOR DEBT RATING DOWNGRADED TO BAA3 FROM BAA2
FC SUBORDINATED DEBT RATINGS CONFIRMED AT BA2
THE OUTLOOK ON ALL RATINGS IS NEGATIVE.
THE DOWNGRADE OF VAKIFBANK`S LC DEPOSIT

--- YAPI VE KREDI BANKASI AS (YAPIKREDI)
BFSR CONFIRMED AT D+
BCA MAINTAINED AT BA1
LONG AND SHORT-TERM LC AND THE FC DEPOSIT RATINGS CONFIRMED AT BAA3/PRIME-3
LONG-TERM FC SENIOR DEBT RATING CONFIRMED AT BAA3
FC SUBORDINATED DEBT RATING CONFIRMED AT BA2
NSR CONFIRMED AT A1.TR/TR-1
THE OUTLOOK ON ALL RATINGS IS NEGATIVE.
THE CONFIRMATION OF LC AND FC DEPOSIT RATINGS

-MATRIKS-